Small Business Loan Program
Apply Today (PDF)
Small businesses have always had trouble getting bank loans. Many are declined because banks base their evaluations solely on the owner’s credit standing. Others need capital immediately and banks are unable to respond in time. Unfortunately, this limits millions of business owners to alternatives such as merchant cash advances, which charge exorbitant rates. At AFG, we specialize in providing solutions that allow well run small businesses to quickly access much-needed capital at fair rates. We know that the volume of cash flow in a business is a better indicator of its financial health than its credit rating, so we look at that first. This allows us to lend to businesses that would otherwise be locked out of fairly priced capital. By changing the evaluation process, AFG has made it easy for small businesses to receive loans at fair rates. It’s a small change with a big impact. Now, with AFG, you can quickly and easily get an affordable loan of up to $100,000 when you need it most.
Call Us Now to see how much You Qualify For.
Approved Finance Group was established with the mission of offering small businesses access to fairly priced loans.
Many businesses, no matter how well they are run, cannot qualify for traditional bank loans due to personal credit issues, too few years in business and/or limited cash reserves. When a capital
need strikes, they face few smart alternatives to the bank, and owners must turn to family money, personal loans, or even factoring firms that may charge astronomical rates. Approved Finance Group is the best solution for small businesses unable to qualify for traditional loans. By assessing your business’ monthly cash flow, Approved Finance Group enables you to use the strength of your cash flow to manage demands for capital. Whether you’re adding to your inventory, purchasing a new piece of equipment, dealing with an emergency, or need to fund growth – we’re here to help.
Approved Finance Group is led by a proven team of small business financial services experts who are committed to providing business owners fair financing fast.
Committed to Your Success
We believe that small businesses like yours should be able to gain quick access to financing without compromising their long term business success. That’s why we created the Business
Success Loan.
- Loan based on business performance, not just personal credit score
- Up to $100,000 in working capital
- A simple application
- Decision in two days, funding in seven
- Our Success Loans (SL) vs. Merchant Cash Advances (MCA)
| Success Loan | Merchant Cash Advance |
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Eligible Businesses have:
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Been in business 1 year with credit card sales of $3,000
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OR in business 2 years with a bank balance of $3,000
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Separate business location
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Separate business bank account
What do you need to succeed?
With up to $100,000 from AFG, you can:
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Purchase new equipment
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Stock up on inventory
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Increase your working capital
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Expand your store
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Add a new service
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Make needed repairs
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Improve your marketing
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Manage unexpected expenses
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Hire more employees
Small businesses have always had trouble getting bank loans. Many are declined because banks base their evaluations solely on the owner’s credit standing. Others need capital immediately and banks are unable to respond in time. Unfortunately, this limits millions of business owners to alternatives such as merchant cash advances, which charge exorbitant rates. At AFG, we specialize in providing solutions that allow well run small businesses to quickly access much-needed capital at fair rates. We know that the volume of cash flow in a business is a better indicator of its financial health than its credit rating, so we look at that first. This allows us to lend to businesses that would otherwise be locked out of fairly priced capital. By changing the evaluation process, AFG has made it easy for small businesses to receive loans at fair rates. It’s a small change with a big impact. Now, with AFG, you can quickly and easily get an affordable loan of up to $100,000 when you need it most.
Call Us Now to see how much You Qualify For.
Small Business Administration (SBA) Loans
AFG offers the SBA Advantage, long-term loans guaranteed by our partners, at the U.S. Small Business Administration. These loans will ease your cash flow and can be used for virtually any business purpose.
| A SBA loan offers: | Use your SBA loan for: |
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| · Up to $4 million · Up to 90% loan-to-value · Up to 25-year, fully amortized terms · Prompt loan funding · No balloon payments · SBA Preferred Lender |
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What type of SBA Loan matches your needs?
SBA 7a and 504 Real Estate Loans – Buyer/borrower must be an owner/user occupying at least 51% of an existing structure, or 60% of a newly constructed building. Up to $4 million available on qualified properties.
SBA Non-Real Estate Loans – Borrowers typically use loan proceeds for working capital, inventory, equipment purchase, business acquisition, debt refinancing. Up to $2 million available.
SBAExpress – Specifically designed for a growing small business that might not qualify for other loans. Financing available for working capital, equipment purchase, refinance, business purchase or leasehold improvements. From $5,000 to $250,000.
SBA Community Express – Targeted just for small businesses located in economically disadvantaged communities. Up to $250,000.
Patriot Express – Exclusively for veterans, members of the military community and their spouses who want to establish or expand a small business. Up to $500,000. To be sure, these are unsettled financial times. Now, more than ever, you and your growing small business clients need a financial partner that is strong, safe, and responsive as well.
At AFG – SBA Division, we are OPEN FOR BUSINESS and making long-term loans guaranteed by our partner the U.S. Small Business Administration (SBA), at a record clip.
What can we do for your clients? Glad you asked. An SBA loan from us can be utilized for almost any business reason. Examples include real estate acquisition, construction or refinance. For other business loans we provide SBA funding for business acquisition, partner buyout, equipment purchase, franchise, working capital, inventory and debt refinance.
Contact us today about our SBA Loan Programs and other services.
Apply Today (PDF)